Commercial Loans
what we offer ?
Mortgages Made Easy, Dreams Made Real
My Home Town Lender — Jennifer Wahlburg
Real Estate Investors
DESIGNED FOR REAL ESTATE INVESTORS SEEKING LOWER PAYMENTS ON A LONG-TERM, FIXED-RATE LOAN WITH NO BALLOON PAYMENT.
Key Features
30-year fixed rate.
Interest-only payments up to 10 years.
Great for qualifying self-employed investors and small business owners.
Based on property value, not personal income.
Best alternative to hard money loans.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Fix-And-Flip
DESIGNED FOR “FIX-AND-FLIP” INVESTORS WHO ARE SEEKING A SHORT-TERM, INTEREST-ONLY LOAN TO ACQUIRE AND IMPROVE A PROPERTY BASED ON ITS “AS REPAIRED VALUE” (ARV).
Key Features
Allows borrowers to finance improvements.
Great for borrowers who need a quick close.
An interest-only 1-year term provides lower monthly payments.
A higher LTV than hard money lenders.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Commercial Loan for Investors
A COMMERCIAL LOAN THAT IS DESIGNED FOR INVESTORS WITH DEROGATORY CREDIT ISSUES AND HIGH EQUITY SEEKING QUICK AND EASY CREDIT QUALIFICATION.
Great for borrowers with a recent bankruptcy or notice of default.
No seasoning of ownership required.
Improved pricing compared to our FlexPerm program.
Derogatory mortgage history is OK.
Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Real Estate Investors
DESIGNED FOR INVESTORS SEEKING SHORT-TERM FINANCING WITH NO PREPAY PENALTIES.
Key Features
An interest-only, 24-month term provides lower monthly payments.
Available for purchase or cash-out refinance.
Perfect for acquiring or leveraging real estate holdings.
A higher LTV than hard money options.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Foreign Investors
OUR FOREIGN INVESTOR PROGRAM IS SPECIFICALLY DESIGNED FOR FOREIGN INVESTORS WHO ARE SEEKING INVESTMENT PROPERTIES IN THE U.S. BUT HAVE NOT FOUND A FINANCIAL SOLUTION.
Key Features
LTVs of up to 65%.
No U.S. credit required.
No seasoning of funds required.
No other U.S. investment experience required.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Virginia Commercial Lending
![](https://myhometownlenderteam.com/wp-content/uploads/2023/07/jenniferwahlberg.jpg)
(571) 361-3781
Jennifer Wahlburg
Jennifer is our lead commercial lending expert and has helped close on hundreds of commercial properties.
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